Before you start: Insurance Plan Source is an independent comparison and referral service. No insurer wrote this site, no trade body endorsed it, and no regulator is involved. Every quote and every policy decision comes from an insurance company licensed in your own state.
Most people lose a quote because they compare two prices and forget what each one actually covers. Start with a short list instead: which asset, which exposure, which deadline. Then let a carrier price it.
We are an independent service in Philadelphia. We do not set rates. We route your request to parties licensed where the risk sits, and we hand you their evidence so you can check it.
Submitting the form, or calling, lets Insurance Plan Source and the parties it introduces you to contact you about this request by phone, text, or email. Standard message and data rates may apply. Consent is not a condition of buying anything, and you can withdraw it at any time.
Ask any party you speak with for the filing that supports a claim, a licence, or a price. If the paperwork is thin, the promise is thin.
A quote that arrives in a day is different from one that arrives in a week. We tell you the expected window at every handoff.
Every regulator lookup is public and free. We tell you where to look so you never have to take our word for a status.
The roadmap
The order matters more than the speed. Skipping a step is how people end up paying twice for the same risk.
Checkpoint 01
Write the asset and the peril in one line each. Vague inputs produce vague quotes.
Checkpoint 02
Most renewals are decided weeks before they expire. Start early and you keep the choice open.
Checkpoint 03
Compare like with like: same limits, same deductibles, same exclusions, same carrier type.
Checkpoint 04
Once it binds, note the claims line and the renewal date before you close the laptop.
Lines we route
Availability is decided by the carrier and by your state. Here is what each line is normally used to answer.
Auto
Who is driving, what is being driven, and how often.
Home
The structure, what sits inside it, and who visits.
Renters
Contents and liability when the building is not yours.
Property
Rental income, structures, and tenant exposure.
Business
Liability, interruption, and the equipment on the floor.
Pet
Vet bills, boarding, and the cost of a specialist procedure.
Travel
Trip cancellation, baggage, and care far from home.
Umbrella
The layer that sits above a capped liability limit.
Orientation only
These companies write policies in many states. Listing them helps you recognise a name, nothing more.
Trademark note: every name above belongs to the company that uses it. Inclusion is not endorsement, sponsorship, or a claim of any relationship. We may have no agreement at all with some of them, and what you can buy depends on your state rather than on this list.
Next step
Two minutes now saves a wasted renewal later. Start the checkpoints above, or call and talk it through with a person.
Honest position: Insurance Plan Source is a comparison and referral service. No policy is issued from this website, no regulator takes part in what you read here, and no underwriting decision originates with us.
Want a second set of eyes on your quote?
Call the line and ask what evidence the carrier gave for each figure. No obligation, and nothing is recorded unless you ask us to.
+1 877 838 5520Mon–Fri, 8:00am–6:00pm ET • No obligation